Corey Davis
123 Main Street • Hometown, OH • (555) 555-1234 • cdavis@company.com
CREDIT ANALYSIS AND FINANCE QUALIFICATIONS
| - Over 10 years' experience in retail banking and commercial lending.
- Specialized expertise associated with credit and financial analysis and use of modeling and regression analysis to assess risk and project rates.
- Proficient analyzing financial statements, assessing risk, and evaluating credit worthiness.
- Experience using Excel, Lotus 1-2-3, and internal systems for analyses and creating supporting illustrations for credit reports and presentations to colleagues and board.
- Experience using Dutch fluency and German conversation skills in business contexts.
- Naturalized U.S. Citizen.
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FINANCE, ACCOUNTING, AND BUSINESS DEGREES
1998 | OHIO STATE UNIVERSITY GRADUATE SCHOOL OF MANAGEMENT, Columbus, OH Master of Business Administration, with Finance Concentration - Completed Executive MBA Program with Honors, for Finance and Overall GPAs of 4.0.
- Courses included: International Finance, Money and Capital Markets, Investment, Corporate Finance, Corporate Financial Reporting, and Global Macroeconomics.
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1990 | OHIO STATE UNIVERSITY, Columbus, OH Bachelor of Science, Business Administration, with Accounting Concentration |
BANKING AND CREDIT ANALYSIS ACCOMPLISHMENTS
1998 - Present | WISTERIA BANK, Grace City, OH Senior Credit Analyst - Oversee efforts of 8 Analysts working on commercial and personal lending teams.
- Review all documentation and recommendations before final determinations are rendered.
- Calculate and track positive and negative yleld statistics, reporting findings to management.
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1995 - 1998 | WISTERIA BANK, Grace City, OH Commercial Loan Credit Analyst - As member of lending team, analyzed and evaluated financial statements.
- Developed proforma statements and cash-flow projections.
- Documented findings; prepared independent recommendations on advisability of granting credits for corporate lenders
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1992 - 1995 | WISTERIA BANK, Grace City, OH Senior Personal Banker - Monitored overdraft reports, reviewed and executed consumer loans, supervised vault area, audited tellers, and provided customer service.
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1990 - 1992 | WISTERIA BANK, Grace City, OH Personal Banker - Established and serviced professional clientele accounts. Expedted investments in treasury bills, repurchase agreements, CD's, retirement accounts, and discount brokerage for bank clients. Assisted branch corporate lender weekly on a revolving commercial loan.
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